PSSA3PORTO SEGURO S.A.Company Data · 2T26updated 2026-08-24
1 Overview 4T10 — 2T26 · 63 quarters
PORTO SEGURO S.A.
PSSA3Seguradoras e Corretoras

Porto Seguro S.A., together with its subsidiaries, provides a range of insurance products and services in Brazil and Uruguay. It offers auto, residential, travel, cell phone, life, motorcycle, notebook and tablet, photo and video, smart and games, bike, real estate, green card, bail, and moving insurance products, as well as reinsurance, combined protection, professional civil liability, machines and equipment, events, agribusiness, and taxi insurance. The company also engages in the management and market of capitalization bonds; granting loans and financing for consumption and working capital; operation of credit cards; management of consortium groups for the acquisition of movable and immovable properties; distribution of investment fund units; maintenance, development and licensing of programs; installation of heating systems, natural gas and liquefied petroleum gas; operation of oncology, hematology, and radiotherapy centers; sale and distribution of automotive parts; and administration and management of securities portfolios, investment funds, and financial resources. In addition, it provides technical insurance brokerage services; services for obtaining credit and consumer financing; technical support for software and other information technology services; intermediation and agency services for services and businesses; debt collection and credit information services; administrative advisory services to physicians and health insurance companies; consulting and advisory services in occupational health, workplace safety, ergonomics, and outpatient services; electronic protection and monitoring related services; and telemarketing and general customer services. The company was founded in 1945 and is based in São Paulo, Brazil. Porto Seguro S.A. operates as a subsidiary of Porto Seguro Itaú Unibanco Participações S.A.

SectorSeguradoras e Corretoras
Company HeadquartersSão Paulo, SP
Full Time Employees13.624
CEOMr. Paulo Sérgio Kakinoff
Listing SegmentNovo Mercado
Foundation1997
Customer Rating
Employee Rating
Estrutura Acionária
29%Free Float
Porto Seguro Itaú Unibanco Participações S.A.71%
Free Float29%
Valuation
PriceR$ 46,57
Shares Outstanding640.992
Market Capitalization29.851
( - ) Cash & Equivalents14.486
( + ) Total Debt0
( = ) Enterprise Value15.365
P/E8,0x
EV / EBITDA4,3x
R$ 46,57
Adj close · daily
▲ +0,1%
Income Statement
Revenue42.631
EBITDA3.580
EBIT3.155
Net Income3.717
SG&A %(17,4%)
Balance Sheet
Assets58.921
Cash14.486
Total Debt0
Net Debt(14.486)
Fixed Assets5.047
Working Capital(6.423)
Equity16.223
Invested Capital & Reinvestment
Invested Capital Turnover13,07x
Marginal IC Turnover(1,15x)
Reinvestment % NOPAT20,4%
Working Capital Turnover(6,82x)
Cash Conv. Cycle147,1
Fixed Assets Turnover8,63x
D&A % Fixed Assets8,7%
Capex % Revenue1,5%
97,6 %
RoIC · LTM
RoIC (LTM)
Margins & Returns
Revenue Growth14,2%
Gross Margin100,0%
EBITDA Margin8,4%
Net Income Margin8,7%
Effective Tax Rate21,1%
Operating Leverage(0,16x)
RoIC97,6%
RoE23,7%
Capital Structure
Current Ratio1,29x
Financial Leverage3,63x
Asset Turnover0,76x
Net Debt / EBITDA(4,05x)
Net Debt & Lease / EBITDA(4,01x)
Cash Flow
CFO Conversion61,3%
FCFF Yield8,7%
FCFE Yield11,7%
Payout Ratio44,0%
Dividend Yield5,1%
Interest % FCFF13,0%