CSUD3CSU DIGITAL S.A.Company Data · 2T26updated 2026-08-24
1 Overview 4T23 — 2T26 · 11 quarters
CSU DIGITAL S.A.
CSUD3Emp. Adm. Part. - Sem Setor Principal

CSU Digital S.A., a technology company for financial services, provides digital solutions for payments, embedded finance, customer experience, and loyalty and incentive programs in Brazil and the United States. The company operates through two segments: CSU Pays and CSU DX. The CSU Pays segment encompasses solutions in digital payments, loyalty and incentives, and embedded finance, including card processing for issuers and acquirers in the credit, debit, digital, and virtual modalities; the offer of digital wallets, instant payments, and cryptocurrencies; and others. The CSU DX segment focuses on the development of digital experience solutions with technological and digital density, directing efforts to projects with added value and complexity. The company also provides development and operational management relationship and customer acquisition programs; electronic transaction services for companies; information technology outsourcing services; and banking correspondent services to financial institutions. In addition, it manages and operates telemarketing and telesales contact centers, and credit analysis; captures electronic transactions as means of payment; and develops credit card administration and issuance activities, as well as payment account management solutions and activities. CSU Digital S.A.was formerly known as CSU CardSystem S.A. and changed its name to CSU Digital S.A. in August 2022. The company was founded in 1992 and is headquartered in Barueri, Brazil. CSU Digital S.A. is a subsidiary of Greeneville Delaware LLC.

SectorEmp. Adm. Part. - Sem Setor Principal
Company HeadquartersBarueri, SP
Full Time Employees
CEOMr. Marcos Ribeiro Leite
Listing SegmentNovo Mercado
Foundation1997
Customer Rating
Employee Rating
Estrutura Acionária
46%Free Float
Greeneville Delaware LLC.37%
Greeneville Delaware LLC17%
Marcos Ribeiro Leite0%
Administradores0%
Free Float46%
Valuation
PriceR$ 13,21
Shares Outstanding41.350
Market Capitalization546
( - ) Cash & Equivalents72
( + ) Total Debt140
( = ) Enterprise Value614
P/E5,6x
EV / EBITDA3,6x
R$ 13,21
Adj close · daily
▲ +1,6%
Income Statement
Revenue661
EBITDA172
EBIT106
Net Income98
SG&A %(26,5%)
Balance Sheet
Assets823
Cash72
Total Debt140
Net Debt68
Fixed Assets502
Working Capital55
Equity491
Invested Capital & Reinvestment
Invested Capital Turnover1,21x
Marginal IC Turnover0,92x
Reinvestment % NOPAT64,6%
Working Capital Turnover20,90x
Cash Conv. Cycle5,3
Fixed Assets Turnover1,39x
D&A % Fixed Assets14,3%
Capex % Revenue13,4%
17,1 %
RoIC · LTM
RoIC (LTM)
Margins & Returns
Revenue Growth11,7%
Gross Margin42,1%
EBITDA Margin26,0%
Net Income Margin14,8%
Effective Tax Rate8,1%
Operating Leverage(1,44x)
RoIC17,1%
RoE20,2%
Capital Structure
Current Ratio1,20x
Financial Leverage1,68x
Asset Turnover0,84x
Net Debt / EBITDA0,39x
Net Debt & Lease / EBITDA0,76x
Cash Flow
CFO Conversion76,7%
FCFF Yield5,4%
FCFE Yield16,7%
Payout Ratio12,1%
Dividend Yield1,6%
Interest % FCFF8,6%
Latest CVM filings
  • 2026-08-11reported 2T26